Oct 11, 2023
Welcome back to the Capitalmind Podcast – a place where we dissect the nuances of finance and investing, in a world that never stops changing. Your hosts, Deepak & Shray, are here to de-clutter yet another topic in their lucid and candid style.
In today's episode, we're zooming in on Portfolio Management Services (PMSes), a vehicle for your long-term wealth management. Here's a glimpse of what's on our financial canvas today:
- PMS Demystified: We're going to peel back the layers on Portfolio Management Services – both the legalese and the real-world implications – to answer the quintessential question: "Does it make sense for you to invest?"
- The Art of Timing: We'll delve into the art and science of choosing the right time horizon for your investments and why it's the secret sauce behind successful wealth building.
- The 50 Lakh Question: At point of your investment journey should you consider investing in a PMS?
- What's the PMS magic?: What can it do that traditional investment avenues can't? Specifically, does it offer any edge against Mutual Funds? (Spoiler alert: It does)
- The Ideal PMS Investor: We'll introduce you to different archetypes of investors who stand to gain the most from embracing PMS offerings from our experience of managing 1200+ crores.
Time Stamps:
00:00 Introduction and Disclaimer
01:30 What is a Portfolio Management Service and what’s it good for or what’s the point?
05:05 Who should invest in a PMS? And what should be the tenure of your investment?
08:53 Where to invest for short term needs?
13:27 The issues with investing in a mutual fund.
27:53 What does a PMS offer? What are the benefits of a PMS?
36:23 Once you cross a 50 Lakh mark, should you move from MFs to PMS?
42:36 What can a PMS do differently?
46:51 What about the returns of PMS and is it worth it vs Nifty?
52:15 Who shouldn’t invest in a PMS?
58:27 Who should invest in a PMS?
If what you hear today intrigues you, head over to Capitalmind Wealth to explore how our PMS services might align seamlessly with your financial aspirations. Our fee structure, ranging from 0.25% to 1%, keeps it straightforward, with no hidden performance fees.
Alternatively, shoot us an email at connect@capitalmindwealth.com, and we'll be more than happy to provide you with additional insights about our PMS offerings.